About this service
Are you an insurance company?
No. VanCoverage forwards requests to licensed agents and partners. It does not issue policies.
Is the request free?
Free. Van owners are not charged for sending a request.
Who will contact me?
Someone licensed to write commercial van coverage may phone, text or email you, within your consent.
Can I insure a van I use for both work and personal driving?
Usually yes under a commercial policy, but confirm personal use is included.
What if I rent vans for busy seasons?
Ask about hired auto coverage, which can apply to vehicles you rent for business.
Do you cover passenger vans?
This site focuses on cargo vans. Passenger transport has different rules and coverage.
Does my policy cover a rental van if mine is in the shop?
Ask about hired auto and rental reimbursement. Some policies extend coverage to a temporary substitute vehicle; check the terms.
Can new businesses get coverage?
Often yes, though options may be narrower without a history. Describe your experience accurately.
How do I stop messages?
Text back STOP, tell the caller, or use the form on our privacy page.
Coverage questions
Is a cargo van a truck for insurance?
It depends on the insurer's rating rules. Most cargo vans are rated as light commercial vehicles, but use and weight matter.
Do delivery apps insure my van?
Some app platforms provide limited coverage during active deliveries. Read the platform's terms; it may not replace a commercial policy for a dedicated van.
Does my general liability cover tools stolen from my van?
Usually not. General liability covers injuries and damage to others. Tools are typically covered under an equipment or inland marine policy.
Do I need a CDL for a cargo van?
Generally no for vans under 26,001 pounds that do not carry hazmat requiring placards or 16 or more passengers.